2009/4/29 Stony Grunow <[address removed]>:

> Hello All

>

> I'm setting up a business bank account for my company, and I haven't heard

> great things about banks and their treatment (or lack of) business account

> customers.

>

> Do people have any suggestions? Also, should my choice be between companies

> (i.e. HSBC vs. Abbey) or based on other factors, like number of branches, or

> proximity to my house / office, or does it just come down to getting a good

> bank manager and hoping he doesn't move branches / jobs?

Only just created an account myself, and I went with HSBC. I initially tried

to open an online and in branch account with Barclays. The online account

was supposed to take 7 days to complete, more than 4 weeks and several

phone calls later I have heard nothing. Worse, I have been promised

feedback and they just do not seem to bother to call back even when they

commit to do so. And when I did call to follow up I had to explain the same

problem at length, even to the same person.
In contrast HSBC was a pleasure. I made an appointment with my local

branch, and left with an account number. They confirmed account

creation by

telephone. They give 18 months free business accounts, but I think

Internet transactions continue to be free after that. Ask.
I decided to go with HSBC since they are supposed to be reasonable

to good online, and it also lets me spread my risk ito. where I do my

banking. There is a local branch, the local business account manager seems

fine, and I have been given a recommendation for HSBC, though another

branch.
I decided to try Barclays since they are big and I thought I'd not

have to interact

much with them. Also having a personal account with them was supposed

to simplify

the requirements for the business account (the primary reason).
> If this makes a difference, bank loans are not going to be needed in the

> near future (though an overdraft never hurts), and our weekly transactions

> are expected to be low, as we are an IT consulting company.
-R



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		Thu, 30 Apr 2009 06:47:00 +0000
		Faisal Haque
				
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		

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Hi,
 
Thanks for those who have taken the time

to provide constructive feedback to the Million Dollar Videos site. Here are

the answers to some of the questions:
 

style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>Figures
 
Yes, the revenue per page is £78,400 from 14

x 16 squares (one page). The goal is to raise $1m from 10 pages worth of videos

(£784,000 or $1m). 
 
Once a page is full, then the companies

who uploaded a video on that page can apply for the £5000 grant.
 

style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>50% of

Profits
 
50% of the profits (note profits, not

revenue) will go to UK SME Investments. As the videos on the site will be there

for the next 5 years, the remainder of the funds will be used to cover the

server and IT costs to host the videos for that period, as well as the costs organizing

the allocation of the grants and taxes. These include – going through

every grant application, inviting finalists to a final interview, choosing the

finalists, room booking costs, costs for the awarding committees etc.
 
Grants will be awarded ten times (i.e. after

each page has been filled with videos) which adds to the costs.
 
The commitment is to help at least 50 businesses

in this way as stated on the website, and hopefully more. I am currently in

talks to split a portion of the proceeds to The Prices Trust too, in order to

help with their young enterprise program.
 

style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>Lottery
 
Million Dollar Videos is not a lottery,

does not adhere to any lottery laws in the 
 w:st="on">UK or abroad, and has no intention

of being a lottery at all. 
 
Grants will be awarded based on the strength

of the application and awarded by an independent committee consisting of those

chosen by the fund at a panel interview. The committee will include: a partner

from a global audit company, a Director from a global bank, a partner from a

law firm and respected angel investor. All have kindly provided their time for

this cause.
 
Grants are provided as cash contributions

and must be supported by specific purchase list of equipment, marketing spend

etc. to the value of £5000. Cheques will be signed off by two members of the

committee. The grant is not a loan or an equity investment and does not have to

be re-paid in any time period by the company awarded the grant.
 

style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>Contract

Information

style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'> 
Sure – agree with this comment that

there should be more contact information and will update the website to allow

for this.
 

style='font-size:10.0pt;font-family:Arial;color:navy;font-weight:bold'>Large Corporates
 
The site is intended for small and medium

sized businesses. If a large corporate puts a video on the site then there’s

not much I can do about it – but it is a good point and I will change the

marketing strategy to target SMEs instead. 
 
I am already speaking at a number of

events, fairs etc which are solely for SMEs. The next event I am speaking at is

the East Midlands Live event (
style='font-size:10.0pt;font-family:Arial'>
href="http://www.embusinesslive.com/seminars.html">http://www.embusinesslive.com/seminars.html)

in May.
 

style='font-size:10.0pt;font-family:Arial;color:#003366;font-weight:bold'>Communication

on Website
 
I agreed that the communication of the

message on the website could be better and I will add more detail on the site

to answer some of these questions in advance which are good questions.
size=2 face=Arial>
 

style='font-size:10.0pt;font-family:Arial;color:#003366;font-weight:bold'>Genuine
 
This is a genuine site to help SMEs. I

have my own small business and I’m sure other small businesses have had

the same problems as me – in raising money, applying for government funding

etc. 
 
As this forum is largely for entrepreneurs,

we should have the skills and ability to do something about the current economic

situation in this country and not rely on the government – I am trying to

do my bit to help. We are all in the same boat and nobody will come and save

our businesses – hence I believe we need to help each other.
 
I am happy to meet up and discuss /answer

any more questions on this with anyone else at the Thursday coffee meetings or

on a one – to –one level – just drop me a line and I’ll get

back in touch.
 
Thanks for all the feedback.
 
Kind regards,
 
Faisal
 

 
From:
face=Tahoma> 
w:st="on">[address removed] [mailto:
w:st="on">[address removed]] 
style='font-weight:bold'>On Behalf Of Antony Penn

Sent: 29 April 2009 15:35

To: [address removed]

Subject: Re: [entrepreneur-1056]

Apply for a £5000 grant to help your business

 

face="Times New Roman">Sorry everyone but IMHO

this is the worst investment i’ve seen suggested for a very long time, and I

seriously doubt the integrity of the website.

None of the figures on this add up:
14 x 16 video slots = 224 squares.

224 x £350 per video = £78,400

But you are hoping to raise $1m (should that be £1m?)

You need 2,857 videos to raise 1 million.
You say half a million will go to businesses, yet then state 50 businesses at

£5k each = 250,000
£5,000 will indeed help a lot of businessesm but this is a lottery, not a

grant.

Why pay £350 for a 1 in 200 chance of winning £5,000 ??

This is business suicide.
Small business advertising is crazy and very difficult to get right.

Spend that £350 on MARKETING

Spend that week of effort that WOULD HAVE gone in to editing said video on

driving your business forward instead – If there’s one thing small business do

not have enough of it is time. Do not waste it on distractions like this.
Whoever put this site together really didn’t think it through, or at the very

least has completely mis-communicated it.

Think before you spend your money people!
Rant over.




style='font-size:12.0pt'>On 29/04/2009, Omar

Miah <[address removed]>

wrote:


style='font-size:12.0pt;color:#444444'>faisal


style='font-size:12.0pt;color:#444444'> 



style='font-size:12.0pt;color:#444444'>like the idea – hope it works



style='font-size:12.0pt;color:#444444'>can i ask where the £350 goes? who

benefits from this payment?



style='font-size:12.0pt;color:#444444'> 



style='font-size:12.0pt;color:#444444'>constructive criticism: i really really

don’t like it when you can’t see any real contact information – like a phone

number and address



style='font-size:12.0pt;color:#444444'>looks very unprofessional



style='font-size:12.0pt;color:#444444'> 



style='font-size:12.0pt;color:#444444'>for all we know, you could be some

indian in banglalore who has already made a small sum from the advertisers you

have already!



style='font-size:12.0pt;color:#444444'> 



style='font-size:12.0pt;color:#444444'>: )



style='font-size:12.0pt;color:#444444'> 



style='font-size:12.0pt;color:#888888'> 



style='font-size:12.0pt;color:#888888'>omar



style='font-size:12.0pt'> 

On Wed, Apr 29, 2009 at 1:28 PM, Geoffrey McCaleb <[address removed]> wrote:

£350 to upload

a video to a milliondollarhomepage clone?
I guess

I’m missing the part how 224 videos x £350 list fee – 50 grants x £5,000

actually works….
Hey, I’m

not knocking the idea, I just think the whole "giving back" vibe

seems to run counter to what the site looks to be achieving (at least by now

there are more non-corp videos knocking around). 
Geoffrey


 
On Wed,

29 Apr 2009 07:37:56 -0400, Tobias <[address removed]> wrote:


face="Times New Roman">Maybe Im missing

something here but how does "the opportunity for small and medium sized

businesses to advertise" = Toshiba, Apple, Cadburys etc.

I like the idea, but if the site becomes a cheap advertising home for large

corporates it’s not going to fly.  The large company videos on your site

are like watching bad commercials on TV. 
What is up with that?


face="Times New Roman">




face="Times New Roman">From: [address removed]

To: [address removed]

Subject: [entrepreneur-1056] Apply for a £5000 grant to help your business

Date: Wed, 29 Apr 2009 07:09:38 -0400

Hi All,
 
I’m doing my bit to help kick start the economy and

believe we can do this by supporting the small and medium sized businesses

(SME’s) which contribute to over 90% of the jobs in this country.
 
Hence, I’ve set up a website called Million Dollar

Videos www.milliondollarvideos.com. 

The idea is simple – businesses place a small video advert of their product on

the site to help them generate more sales, for a small fee.
 
The goal is to raise $1m of which half of the profits will go

into an independent fund called ‘UK SME Investments’. This will

provide £5000 grants to the most deserving businesses to help with marketing,

developing new products and hopefully increasing sales and employment for this

country.  The fund expects to help at least 50 businesses in this way.

Businesses which place an advert are eligible to apply for the grant.
 
A number of media companies are running with this story,

including The Guardian, ITN etc. to generate awareness and I will be speaking

at a number of small business events about this too.
 
If you have a small or medium sized business, then it would

certainly be worth applying for – I believe £5000 can make a big difference to

any business.
 
Many thanks
 
Faisal
 
 
 
 
 
 
 


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		Thu, 30 Apr 2009 01:05:00 +0000
		Ian Applegate
				
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		

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yes I know a great plugin for this – 
http://tobias.baethge.com/wordpress-plugins/wp-table-reloaded-english/
– 
Ian 
Follow Me on Twitter – www.twitter.com/ianapplegate
www.ianapplegate.co.uk
www.radapple.co.uk
www.linkedin.com/in/ianapplegate
On Wed, Apr 29, 2009 at 5:55 PM, Simone <[address removed]> wrote:


For the wordpress experts:

I would like to have your advise on the following:

I have a google-docs document with a large database of people under name, company, function. I want to publish this in my wordpress blog, for everybody to see in a very simple manner and then be able to change and update it in the admin of the wordpress. So no double databases, in excell etc. and then transferring it back and forth to wordpress. Is there a database plugin for this, or something else?

Looking forward to hearing from the expert!

kind regards,




Simone Brummelhuis
http://thenextwomen.com

http://www.linkedin.com/in/brummelhuis


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or subscribe to our newsletter
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Op 29-apr-2009, om 17:26 heeft Antony Penn het volgende geschreven:

They are all pretty much as bad as each other. Go for one that you can easily get to from your normal place of work, and hope any nice small business manager you might find doesn't move!!

I know HSBC and some others will give you a year's free banking, but check the charges after this.
On 29/04/2009, Stony Grunow <[address removed]> wrote:


Hello All

I'm setting up a business bank account for my company, and I haven't heard great things about banks and their treatment (or lack of) business account customers. 
Do people have any suggestions? Also, should my choice be between companies (i.e. HSBC vs. Abbey) or based on other factors, like number of branches, or proximity to my house / office, or does it just come down to getting a good bank manager and hoping he doesn't move branches / jobs?
If this makes a difference, bank loans are not going to be needed in the near future (though an overdraft never hurts), and our weekly transactions are expected to be low, as we are an IT consulting company.
Many thanks
stony
citrusconsultants.com
 
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		Thu, 30 Apr 2009 00:08:00 +0000
		Rene Millman
				
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		

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HI,
We have used HSBC in the past as it has 18 month's free banking. The charges seem to be low enough for us not to cause too much of a problem.
Rene

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Sent from London, Eng, United Kingdom
2009/4/29 Stony Grunow <[address removed]>


Hello All

I'm setting up a business bank account for my company, and I haven't heard great things about banks and their treatment (or lack of) business account customers. 
Do people have any suggestions? Also, should my choice be between companies (i.e. HSBC vs. Abbey) or based on other factors, like number of branches, or proximity to my house / office, or does it just come down to getting a good bank manager and hoping he doesn't move branches / jobs?
If this makes a difference, bank loans are not going to be needed in the near future (though an overdraft never hurts), and our weekly transactions are expected to be low, as we are an IT consulting company.
Many thanks
stony
citrusconsultants.com

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		Wed, 29 Apr 2009 23:54:00 +0000
		Simon Whiteside
				
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		
		

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I’ve used lloyds as well – pretty poor online system (doesn’t update

until the next day!)
It seemed very bureaucratic and old fashioned next to the coop.
Simon Jenner wrote:

 type="cite">


 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">I

have been trying to setup a business account with HSBC for a

new business and 4 weeks on I am still waiting. However, have been with

RBS previously

who were not good and currently I am using Lloyds who are ok.

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);"> 

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">HSBC

do have a great Internet banking system though which makes

things a lot easier.

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);"> 

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">My

2 p

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);"> 

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">Simon

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);"> 

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);"> 

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">Simon

Jenner, stirring the pot of entrepreneurial magic

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(112, 48, 160);">inbizvest

-
 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">

  
 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(112, 48, 160);">Dragons’

Den for the internet

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">Chief

Entrepreneur

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">[address removed]

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">M:

0
 style="font-size: 10pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">7900

885371
 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">Web:

  
 style="color: blue;">www.inbizvest.com

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">Twitter:

  
 style="color: blue;">@inbizvest

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);">Blog:

  
 style="color: blue;">blog.inbizvest.com

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);"> 

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);"> 

 style="font-size: 11pt; font-family: "Calibri","sans-serif"; color: rgb(31, 73, 125);"> 


 style="border-style: solid none none; border-color: rgb(181, 196, 223) -moz-use-text-color -moz-use-text-color; border-width: 1pt medium medium; padding: 3pt 0cm 0cm;">

 style="font-size: 10pt; font-family: "Tahoma","sans-serif";"

 lang="EN-US">From:
 style="font-size: 10pt; font-family: "Tahoma","sans-serif";"

 lang="EN-US"> [address removed]

[mailto:[address removed]] On Behalf Of Stony Grunow

  Sent: 29 April 2009 16:44

  To: [address removed]

  Subject: [entrepreneur-1056] UK Business Bank Accounts


 
Hello All
I’m setting up a business bank account for my company, and I haven’t

heard

great things about banks and their treatment (or lack of) business

account

customers. 
Do people have any suggestions? Also, should my choice be between

companies

(i.e. HSBC vs. Abbey) or based on other factors, like number of

branches, or

proximity to my house / office, or does it just come down to getting a

good

bank manager and hoping he doesn’t move branches / jobs?
If this makes a difference, bank loans are not going to be needed in

the near

future (though an overdraft never hurts), and our weekly transactions

are

expected to be low, as we are an IT consulting company.
Many thanks
stony

  citrusconsultants.com

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Clients Include: Politics Home, WENN, FileFX,
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2a Royal Chase, Royal Tunbridge Wells, Kent TN4 8AY
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		http://mashinteractive.com/opencoffee/miscellaneous/uk-business-bank-accounts-13-6652.html
		http://mashinteractive.com/opencoffee/miscellaneous/uk-business-bank-accounts-13-6652.html#comments
		Wed, 29 Apr 2009 23:47:00 +0000
		Simon Whiteside
				
		
		
		
		
		
		
		
		
		
		
		
		
		
		

		http://mashinteractive.com/opencoffee/miscellaneous/uk-business-bank-accounts-13-6652.html
		
			




co-op worked well for me.
Stony Grunow wrote:

 type="cite">
Hello All
I’m setting up a business bank account for my company, and I haven’t

heard great things about banks and their treatment (or lack of)

business account customers. 
Do people have any suggestions? Also, should my choice be between

companies (i.e. HSBC vs. Abbey) or based on other factors, like number

of branches, or proximity to my house / office, or does it just come

down to getting a good bank manager and hoping he doesn’t move branches

/ jobs?
If this makes a difference, bank loans are not going to be needed in

the near future (though an overdraft never hurts), and our weekly

transactions are expected to be low, as we are an IT consulting company.
Many thanks
stony

  citrusconsultants.com

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Simkin Solutions Limited

Clients Include: Politics Home, WENN, FileFX,
Favy, Mather Communications, Sibelius

2a Royal Chase, Royal Tunbridge Wells, Kent TN4 8AY
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		http://mashinteractive.com/opencoffee/miscellaneous/patentable-or-not-and-what-cost-5-6658.html
		http://mashinteractive.com/opencoffee/miscellaneous/patentable-or-not-and-what-cost-5-6658.html#comments
		Wed, 29 Apr 2009 22:35:00 +0000
		Simon Whiteside
				
		
		
		
		
		
		
		
		
		
		
		
		

		http://mashinteractive.com/opencoffee/miscellaneous/patentable-or-not-and-what-cost-5-6658.html
		
			




From my experience a few years ago – it could be quite expensive.
On the recommendation of a friend, I first registered it in New Zealand

which was quite cheap.
If you’re interested in that route I could dig out the patent

attorney’s we used.
Anton wrote:

 type="cite">
Hello all,

  
My first even question here ! I’m sure it has been asked before

but here we go:

  
We thinking of developing a very innovative comparison website

in the retail sector. We would like to present the “patent route” to

our investors and I’m wondering what budget and time scale we should

set aside for that?

  
Much appreciated

  
Anton

  

  

 
 style="border-collapse: separate; color: rgb(0, 0, 0); font-family: Helvetica; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">




 style="border-width: 1px 0px; border-top: 1px dotted rgb(71, 71, 73); border-bottom: 1px dotted rgb(71, 71, 73); padding: 5px;"

 align="left">





 src="http://www.stoysolutions.com/stoy_trans_emailsig.png"

 alt="Stoy IT Solutions" align="left" height="48" hspace="10"

 vspace="10" width="93">
Anton Stoyanov

Managing Director

Stoy Solutions

07960 353977

0203 0511669

        www.stoysolutions.com



Stoy Ltd, trading as Stoy

Solutions, Registered in England 6269068


   



  


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Simon
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Simkin Solutions Limited

Clients Include: Politics Home, WENN, FileFX,
Favy, Mather Communications, Sibelius

2a Royal Chase, Royal Tunbridge Wells, Kent TN4 8AY
Registered in England and Wales. Company Number: 4045429
http://www.simkin.co.uk
Skype: callto://swhiteside
Second Life: Simon Hagoromo




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		http://mashinteractive.com/opencoffee/miscellaneous/patentable-or-not-and-what-cost-6-6660.html
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		Wed, 29 Apr 2009 22:21:00 +0000
		Anton
				
		
		
		
		
		
		
		

		http://mashinteractive.com/opencoffee/miscellaneous/patentable-or-not-and-what-cost-6-6660.html
		
			



Hello all,

My first even question here ! I’m sure it has been asked before but here we go:

We thinking of developing a very innovative comparison website in the retail sector. We would like to present the “patent route” to our investors and I’m wondering what budget and time scale we should set aside for that?

Much appreciated

Anton



 







Anton Stoyanov
Managing Director
Stoy Solutions

07960 353977
0203 0511669
www.stoysolutions.com




Stoy Ltd, trading as Stoy Solutions, Registered in England 6269068


 







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