Open Coffee Entrepreneur Group » consultant

looking for a friends and family convertible loan doc

Rob Morris — Thu, 30 Apr 2009 22:46:00 +0000

Just extending on William’s warning – boilerplate legal
documents are Very Convenient™ and great if you need a cheap legal
document to tick a box for some cosmetic, unimportant reason; but usually Not
So Great At All™ if it ever comes to actually disputing them. Which
is kind of the point of a legal document in the first place. Boilerplates as a
rule are horrible in any situation where the outcome of any dispute is
important or critical to you. If it’s critical, the cost of getting the
agreement drafted by a competent lawyer is 200% worth it. Remember that the best
contract is one that keeps you out of court in the first place. That is best achieved
by ensuring all parties are clear on what is being agreed and providing an
effective non-legal dispute resolution mechanism.

If you’re not willing to work with a lawyer, the big question is
– why do you really need a legal document? If you don’t need it don’t use it,
because it will be harder to understand and probably won’t save your neck if it
ever goes to court (often leaving you worse off than if you had no legal
document). We once used a boilerplate contract and later when we had our lawyer
look over it, were advised that it was only enforceable by the other party – the
worst possible scenario. (We promptly amended the contract!) The most important
things about a contract is establishing intent and obligations, and a clear
mechanism for dispute resolution. If you’re not willing to work with a lawyer,
you’re probably better off with a clear non-legal document that everyone
understands – e.g. Keep It Simple and Sweet (for all parties). If everyone’s
happy, there’s no dispute!

When it comes to equity or partnerships, my emphatic (but
non-legally-qualified) advice is Work With A Lawyer (else, be clear that you’re
relying upon goodwill – and go out of your way to preserve it).

style='border-collapse:collapse'>

src="cid:image002.jpg@01C9C9BB.264B0D90" alt="Silicon-Spider-Logo_Small.jpg">

Rob Morris
Managing Director

+44 20 3287 9297

siliconspider.com

From: [address removed]
[mailto:[address removed]] On Behalf Of William Robins
Sent: Thursday, 30 April 2009 4:17 PM
To: [address removed]
Subject: RE: [entrepreneur-1056] Re: looking for a friends and family
convertible loan doc

style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>Sophie

style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>

style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>Netlawman.com
are quite helpful. However you have to be legal savvy to know how to use
them. Just one thing to watch out for guys using them is that their
documents might not be binding.

style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>

style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>Here is
the small print from their website:

Health
warning: Our terms and conditions state clearly that we are not
liable for any issue arising out of our advice. We insist on that because
we cannot control what you tell us and we have no opportunity to take full
instructions.

style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>

lang=EN-US style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'>Best
wishes,

lang=EN-US style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'>

lang=EN-US style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'>William
Robins

lang=EN-US style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'>Partner

lang=EN-US style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#4D4D4D'>

lang=EN-US style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#595959'>

lang=EN-US style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#C0D832'>dd: lang=EN-US style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#4D4D4D'>
020 7152 6550

lang=EN-US style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#C0D832'>m:
07720 836 636

lang=EN-US style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#C0D832'>f:
0845 458 9398

lang=EN-US style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#C0D832'>e:
[address removed]

style='font-size:8.0pt;font-family:"Arial","sans-serif";color:#4D4D4D'>

style='font-size:8.0pt;font-family:"Arial","sans-serif";color:#4D4D4D'> border=0 width=612 height=50 id="Picture_x0020_2"
src="cid:image003.jpg@01C9C9BB.264B0D90" alt="KEYSTONE LAW">

style='font-size:8.0pt;font-family:"Arial","sans-serif";color:#4D4D4D'>

lang=EN-US style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#4D4D4D'>53
Davies Street, London W1K 5JH | lang=EN-US style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#4D4D4D'>
t: 020 7152 6550 style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#D2D2D2'> | lang=EN-US style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#4D4D4D'>
f: 0845 458 9398 style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#D2D2D2'> | lang=EN-US style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#4D4D4D'>
w: title="http://www.keystone.co.uk/">www.keystonelaw.co.uk

style='font-size:7.5pt;font-family:"Calibri","sans-serif";color:#7C7C7C'>Keystone
Law is a trading name of Keystone Law Limited, a limited company registered in
England and Wales (registered number: 4650763). The firm is regulated by the
Solicitors Regulation Authority.

style='font-size:7.5pt;font-family:"Calibri","sans-serif";color:#7C7C7C'>A list
of the members of Keystone Law and of the non-members, who are designated as
partners, is open to inspection at the registered office being Matrix Studios,
91 Peterborough Road, London SW6 3BU. The term partner is used to refer to a
member of Keystone Law or an employee or consultant with equivalent standing
and qualifications. The members are either solicitors or registered foreign
lawyers. VAT registration number: GB 809 6078 09.

style='font-size:7.5pt;font-family:"Calibri","sans-serif";color:#7C7C7C'>This
email and the information it contains are confidential and may be privileged.
If you have received this email in error please notify us immediately. You
should not copy it for any purpose or disclose its contents to any other person.

style='font-size:7.5pt;font-family:"Calibri","sans-serif";color:#7C7C7C'>This
email has been checked for potential computer viruses using Mimecast technology

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lang=EN-US style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From: lang=EN-US style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>
[address removed] [mailto:[address removed]] On Behalf
Of Sophie Garrett
Sent: 30 April 2009 09:47
To: [address removed]
Subject: [entrepreneur-1056] Re: looking for a friends and family
convertible loan doc

style='font-size:10.0pt;font-family:"Arial","sans-serif"'>I’d look for a
template contract. I use Net Lawman www.netlawman.com

style='font-size:10.0pt;font-family:"Arial","sans-serif"'>

style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Kind regards

style='font-size:11.0pt;font-family:"Arial","sans-serif"'>

style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Sophie Garrett

style='font-size:10.0pt;font-family:"Arial","sans-serif"'>0208 133 1234 or
07766 134533

style='font-size:10.0pt;font-family:"Arial","sans-serif"'>skype:
sophie.garrett, twitter: yours2share

style='font-size:11.0pt;font-family:"Arial","sans-serif"'> href="http://www.yours2share.com">www.yours2share.com style='font-size:10.0pt'> - sign up for our href="http://visitor.constantcontact.com/email.jsp?m=1101771729276&p=oi">newsletter
- look at our blog -
read about us in the href="http://www.yours2share.com/images/DailyMail081107.pdf">Daily Mail and
href="http://www.yours2share.com/press/Boat-sharing-Mallorca-Fairline-Targa.pdf">Motor
Boat & Yachting

style='font-size:10.0pt;font-family:"Arial","sans-serif"'>share valuable assets
with like-minded people

style='font-size:11.0pt;font-family:"Arial","sans-serif"'>

style='font-size:7.5pt;font-family:"Arial","sans-serif"'>yours2share ltd is
registered in the UK, company number 5865446, registered address 79 Victoria
Road, Ruislip Manor, Middlesex HA4 9BH

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Help with database

Ian Applegate — Thu, 30 Apr 2009 02:33:00 +0000

the plugin i sent does all of that!

On Wed, Apr 29, 2009 at 6:45 PM, Simone <[address removed]> wrote:

Rene, all others who are already helpful

It's now already published, but in this way, I cannot change it in wordpress admin. It's via google.doc into html code etc., too complicated to share with all my

editors.

See the link:

http://thenextwomen.com/female-internet-heroes/

The best would be to make it searchable.. But that's maybe step 2..

kind regards,

Simone Brummelhuis

http://thenextwomen.com

http://www.linkedin.com/in/brummelhuis

Follow me on http://twitter/thenextwomen

or subscribe to our newsletter

http://thenextwomen.com/subscribe/

or join our Linkedin group

http://www.linkedin.com/groups?gid=960987

Op 29-apr-2009, om 18:32 heeft Rene Millman het volgende geschreven:

Personally, if I was on that database I'm not entirely sure I'd want world+dog to see those details. Are you sure this is a good idea?

Rene

Find out the latest games and gadgets news and review. Visit http://www.absolutegadget.com/

Bookmark our RSS feed – http://www.absolutegadget.com/index2.php?option=com_ds-syndicate&version=1&feed_id=1

Follow us on Twiiter – http://twitter.com/absolutegadget

2009/4/29 Simone <[address removed]>

For the wordpress experts:

I would like to have your advise on the following:

I have a google-docs document with a large database of people under name, company, function. I want to publish this in my wordpress blog, for everybody to see in a very simple manner and then be able to change and update it in the admin of the wordpress. So no double databases, in excell etc. and then transferring it back and forth to wordpress. Is there a database plugin for this, or something else?

Looking forward to hearing from the expert!

kind regards,

Simone Brummelhuis

http://thenextwomen.com

http://www.linkedin.com/in/brummelhuis

Follow me on http://twitter/thenextwomen

or subscribe to our newsletter

http://thenextwomen.com/subscribe/

or join our Linkedin group

http://www.linkedin.com/groups?gid=960987

Op 29-apr-2009, om 17:26 heeft Antony Penn het volgende geschreven:

They are all pretty much as bad as each other. Go for one that you can easily get to from your normal place of work, and hope any nice small business manager you might find doesn't move!!

I know HSBC and some others will give you a year's free banking, but check the charges after this.

On 29/04/2009, Stony Grunow <[address removed]> wrote:

Hello All

I'm setting up a business bank account for my company, and I haven't heard great things about banks and their treatment (or lack of) business account customers.

Do people have any suggestions? Also, should my choice be between companies (i.e. HSBC vs. Abbey) or based on other factors, like number of branches, or proximity to my house / office, or does it just come down to getting a good bank manager and hoping he doesn't move branches / jobs?

If this makes a difference, bank loans are not going to be needed in the near future (though an overdraft never hurts), and our weekly transactions are expected to be low, as we are an IT consulting company.

Many thanks

stony
citrusconsultants.com

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Meetup Support: [address removed]
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Ian

Follow Me on Twitter – www.twitter.com/ianapplegate
www.ianapplegate.co.uk

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Help with database

Simone — Thu, 30 Apr 2009 01:44:00 +0000

Rene, all others who are already helpful

It’s now already published, but in this way, I cannot change it in wordpress admin. It’s via google.doc into html code etc., too complicated to share with all my

editors.

See the link:

http://thenextwomen.com/female-internet-heroes/

The best would be to make it searchable.. But that’s maybe step 2..

kind regards,

Simone Brummelhuis

http://thenextwomen.com

http://www.linkedin.com/in/brummelhuis

Follow me on http://twitter/thenextwomen

or subscribe to our newsletter

http://thenextwomen.com/subscribe/

or join our Linkedin group

http://www.linkedin.com/groups?gid=960987

Op 29-apr-2009, om 18:32 heeft Rene Millman het volgende geschreven:

Personally, if I was on that database I’m not entirely sure I’d want world+dog to see those details. Are you sure this is a good idea?

Rene

Find out the latest games and gadgets news and review. Visit http://www.absolutegadget.com/

Bookmark our RSS feed – http://www.absolutegadget.com/index2.php?option=com_ds-syndicate&version=1&feed_id=1

Follow us on Twiiter – http://twitter.com/absolutegadget

2009/4/29 Simone <[address removed]>

For the wordpress experts:

I would like to have your advise on the following:

I have a google-docs document with a large database of people under name, company, function. I want to publish this in my wordpress blog, for everybody to see in a very simple manner and then be able to change and update it in the admin of the wordpress. So no double databases, in excell etc. and then transferring it back and forth to wordpress. Is there a database plugin for this, or something else?

Looking forward to hearing from the expert!

kind regards,

Simone Brummelhuis

http://thenextwomen.com

http://www.linkedin.com/in/brummelhuis

Follow me on http://twitter/thenextwomen

or subscribe to our newsletter

http://thenextwomen.com/subscribe/

or join our Linkedin group

http://www.linkedin.com/groups?gid=960987

Op 29-apr-2009, om 17:26 heeft Antony Penn het volgende geschreven:

They are all pretty much as bad as each other. Go for one that you can easily get to from your normal place of work, and hope any nice small business manager you might find doesn’t move!!

I know HSBC and some others will give you a year’s free banking, but check the charges after this.

On 29/04/2009, Stony Grunow <[address removed]> wrote:

Hello All

I’m setting up a business bank account for my company, and I haven’t heard great things about banks and their treatment (or lack of) business account customers.

Do people have any suggestions? Also, should my choice be between companies (i.e. HSBC vs. Abbey) or based on other factors, like number of branches, or proximity to my house / office, or does it just come down to getting a good bank manager and hoping he doesn’t move branches / jobs?

If this makes a difference, bank loans are not going to be needed in the near future (though an overdraft never hurts), and our weekly transactions are expected to be low, as we are an IT consulting company.

Many thanks

stony
citrusconsultants.com

–
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Meetup Support: [address removed]
632 Broadway, New York, NY 10012 USA

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Meetup Support: [address removed]
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Meetup Support: [address removed]
632 Broadway, New York, NY 10012 USA

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Meetup Support: [address removed]
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Help with database

Rene Millman — Thu, 30 Apr 2009 01:31:00 +0000

Personally, if I was on that database I'm not entirely sure I'd want world+dog to see those details. Are you sure this is a good idea?

Rene

Find out the latest games and gadgets news and review. Visit http://www.absolutegadget.com/

Bookmark our RSS feed – http://www.absolutegadget.com/index2.php?option=com_ds-syndicate&version=1&feed_id=1

2009/4/29 Simone <[address removed]>

For the wordpress experts:

I would like to have your advise on the following:

I have a google-docs document with a large database of people under name, company, function. I want to publish this in my wordpress blog, for everybody to see in a very simple manner and then be able to change and update it in the admin of the wordpress. So no double databases, in excell etc. and then transferring it back and forth to wordpress. Is there a database plugin for this, or something else?

Looking forward to hearing from the expert!

kind regards,

Simone Brummelhuis

http://thenextwomen.com

http://www.linkedin.com/in/brummelhuis

Follow me on http://twitter/thenextwomen

or subscribe to our newsletter

http://thenextwomen.com/subscribe/

or join our Linkedin group

http://www.linkedin.com/groups?gid=960987

Op 29-apr-2009, om 17:26 heeft Antony Penn het volgende geschreven:

They are all pretty much as bad as each other. Go for one that you can easily get to from your normal place of work, and hope any nice small business manager you might find doesn't move!!

I know HSBC and some others will give you a year's free banking, but check the charges after this.

On 29/04/2009, Stony Grunow <[address removed]> wrote:

Hello All

I'm setting up a business bank account for my company, and I haven't heard great things about banks and their treatment (or lack of) business account customers.

Do people have any suggestions? Also, should my choice be between companies (i.e. HSBC vs. Abbey) or based on other factors, like number of branches, or proximity to my house / office, or does it just come down to getting a good bank manager and hoping he doesn't move branches / jobs?

If this makes a difference, bank loans are not going to be needed in the near future (though an overdraft never hurts), and our weekly transactions are expected to be low, as we are an IT consulting company.

Many thanks

stony
citrusconsultants.com

–
Please Note: If you hit "REPLY", your message will be sent to everyone on this mailing list ([address removed])
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To learn more about Stony Grunow, visit his/her member profile
To unsubscribe or to update your mailing list settings, click here

Meetup Support: [address removed]
632 Broadway, New York, NY 10012 USA

–
Please Note: If you hit "REPLY", your message will be sent to everyone on this mailing list ([address removed])
This message was sent by Antony Penn ([address removed]) from London OpenCoffee Meetup.
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To unsubscribe or to update your mailing list settings, click here

Meetup Support: [address removed]
632 Broadway, New York, NY 10012 USA

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This message was sent by Simone ([address removed]) from London OpenCoffee Meetup.

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Help with database

Rob Morris — Thu, 30 Apr 2009 01:22:00 +0000

Hi Simone,

You probably don’t need a wordpress expert – there’s an easier
way! The easiest way is just sharing the Google doc with the public, and giving
them read-only access. Then link to it from your blog (Sometimes it’s best to
keep it simple!)

If you are really set on publish it to your blog, the easiest
way to do it is actually from Google Docs, who provide a mechanism to publish documents
directly to major blogs. To do this:

style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> style='mso-list:Ignore'>1.
Go to your docs list page

style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> style='mso-list:Ignore'>2.
Click settings (top right corner)

style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> style='mso-list:Ignore'>3.
Go to the Blog Settings section

style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> style='mso-list:Ignore'>4.
Select Edit Info

style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> style='mso-list:Ignore'>5.
Enter your details

For more info about publishing your Google docs, go here: href="http://docs.google.com/support/bin/topic.py?hl=en&topic=15131">http://docs.google.com/support/bin/topic.py?hl=en&topic=15131

style='border-collapse:collapse'>

src="cid:image001.jpg@01C9C907.C16C15D0" alt="Silicon-Spider-Logo_Small.jpg">

Rob Morris
Managing Director

+44 20 3287 9297

siliconspider.com

From: [address removed]
[mailto:[address removed]] On Behalf Of Simone
Sent: Wednesday, 29 April 2009 7:55 PM
To: [address removed]
Subject: Re: [entrepreneur-1056] Help with database

For the wordpress experts:

I would like to have your advise on the following:

I have a google-docs document with a large database of
people under name, company, function. I want to publish this in my wordpress
blog, for everybody to see in a very simple manner and then be able to change
and update it in the admin of the wordpress. So no double databases, in excell
etc. and then transferring it back and forth to wordpress. Is there a database
plugin for this, or something else?

Looking forward to hearing from the expert!

kind regards,

Simone Brummelhuis

http://thenextwomen.com

http://www.linkedin.com/in/brummelhuis

Follow me on http://twitter/thenextwomen

or subscribe to our newsletter

http://thenextwomen.com/subscribe/

or join our Linkedin group

http://www.linkedin.com/groups?gid=960987

Op 29-apr-2009, om 17:26 heeft Antony Penn het volgende
geschreven:

They are all pretty much as bad
as each other. Go for one that you can easily get to from your normal place of
work, and hope any nice small business manager you might find doesn’t move!!

I know HSBC and some others will give you a year’s free banking, but check the
charges after this.

On 29/04/2009, Stony Grunow
<[address removed]>
wrote:

Hello All

I’m setting up a business bank account for my company, and I haven’t heard
great things about banks and their treatment (or lack of) business account
customers.

Do people have any suggestions? Also, should my choice be between companies
(i.e. HSBC vs. Abbey) or based on other factors, like number of branches, or
proximity to my house / office, or does it just come down to getting a good
bank manager and hoping he doesn’t move branches / jobs?

If this makes a difference, bank loans are not going to be needed in the near
future (though an overdraft never hurts), and our weekly transactions are
expected to be low, as we are an IT consulting company.

Many thanks

stony
citrusconsultants.com

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Help with database

Ian Applegate — Thu, 30 Apr 2009 01:05:00 +0000

yes I know a great plugin for this –
http://tobias.baethge.com/wordpress-plugins/wp-table-reloaded-english/

–
Ian

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On Wed, Apr 29, 2009 at 5:55 PM, Simone <[address removed]> wrote:

For the wordpress experts:

I would like to have your advise on the following:

I have a google-docs document with a large database of people under name, company, function. I want to publish this in my wordpress blog, for everybody to see in a very simple manner and then be able to change and update it in the admin of the wordpress. So no double databases, in excell etc. and then transferring it back and forth to wordpress. Is there a database plugin for this, or something else?

Looking forward to hearing from the expert!

kind regards,

Simone Brummelhuis

http://thenextwomen.com

http://www.linkedin.com/in/brummelhuis

Follow me on http://twitter/thenextwomen

or subscribe to our newsletter

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Op 29-apr-2009, om 17:26 heeft Antony Penn het volgende geschreven:

They are all pretty much as bad as each other. Go for one that you can easily get to from your normal place of work, and hope any nice small business manager you might find doesn't move!!

I know HSBC and some others will give you a year's free banking, but check the charges after this.

On 29/04/2009, Stony Grunow <[address removed]> wrote:

Hello All

I'm setting up a business bank account for my company, and I haven't heard great things about banks and their treatment (or lack of) business account customers.

Do people have any suggestions? Also, should my choice be between companies (i.e. HSBC vs. Abbey) or based on other factors, like number of branches, or proximity to my house / office, or does it just come down to getting a good bank manager and hoping he doesn't move branches / jobs?

If this makes a difference, bank loans are not going to be needed in the near future (though an overdraft never hurts), and our weekly transactions are expected to be low, as we are an IT consulting company.

Many thanks

stony
citrusconsultants.com

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UK Business Bank Accounts

phillip hofmeyr — Thu, 30 Apr 2009 01:00:00 +0000

Here is the list of the 9 banks people have discussed with the
comments below each.

http://bitly.com/snagsta_opencoffee_UK_banks

Until we set up something according to the suggestions of Rob/
Geoff/ Karlheinz hope this proves useful.

At least in 3 months time when the question returns the answers
are saved J

Phil

From: [address removed]
[mailto:[address removed]] On Behalf Of Antony Penn
Sent: 29 April 2009 17:27
To: [address removed]
Subject: Re: [entrepreneur-1056] UK Business Bank Accounts

They are all pretty much as bad
as each other. Go for one that you can easily get to from your normal place of
work, and hope any nice small business manager you might find doesn’t move!!

I know HSBC and some others will give you a year’s free banking, but check the
charges after this.

On 29/04/2009, Stony Grunow
<[address removed]>
wrote:

Hello All

I’m setting up a business bank account for my company, and I haven’t heard
great things about banks and their treatment (or lack of) business account
customers.

Many thanks

stony
citrusconsultants.com

Meetup Support: [address removed] style='font-size:10.0pt;color:gray'>
632 Broadway, New York, NY 10012 USA

–
Please Note: If you hit "REPLY", your message will
be sent to everyone on this mailing list ([address removed])
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To unsubscribe or to update your mailing list settings, href="http://www.meetup.com/account/comm/">click here

Meetup Support: [address removed]
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Help with database

Simone — Thu, 30 Apr 2009 00:54:00 +0000

For the wordpress experts:

I would like to have your advise on the following:

I have a google-docs document with a large database of people under name, company, function. I want to publish this in my wordpress blog, for everybody to see in a very simple manner and then be able to change and update it in the admin of the wordpress. So no double databases, in excell etc. and then transferring it back and forth to wordpress. Is there a database plugin for this, or something else?

Looking forward to hearing from the expert!

kind regards,

Simone Brummelhuis

http://thenextwomen.com

http://www.linkedin.com/in/brummelhuis

Follow me on http://twitter/thenextwomen

or subscribe to our newsletter

http://thenextwomen.com/subscribe/

or join our Linkedin group

http://www.linkedin.com/groups?gid=960987

Op 29-apr-2009, om 17:26 heeft Antony Penn het volgende geschreven:

They are all pretty much as bad as each other. Go for one that you can easily get to from your normal place of work, and hope any nice small business manager you might find doesn’t move!!

I know HSBC and some others will give you a year’s free banking, but check the charges after this.

On 29/04/2009, Stony Grunow <[address removed]> wrote:

Hello All

I’m setting up a business bank account for my company, and I haven’t heard great things about banks and their treatment (or lack of) business account customers.

Do people have any suggestions? Also, should my choice be between companies (i.e. HSBC vs. Abbey) or based on other factors, like number of branches, or proximity to my house / office, or does it just come down to getting a good bank manager and hoping he doesn’t move branches / jobs?

If this makes a difference, bank loans are not going to be needed in the near future (though an overdraft never hurts), and our weekly transactions are expected to be low, as we are an IT consulting company.

Many thanks

stony
citrusconsultants.com

–
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UK Business Bank Accounts

Antony Penn — Thu, 30 Apr 2009 00:25:00 +0000

They are all pretty much as bad as each other. Go for one that you can easily get to from your normal place of work, and hope any nice small business manager you might find doesn't move!!

I know HSBC and some others will give you a year's free banking, but check the charges after this.

On 29/04/2009, Stony Grunow <[address removed]> wrote:

Hello All

I'm setting up a business bank account for my company, and I haven't heard great things about banks and their treatment (or lack of) business account customers.

Do people have any suggestions? Also, should my choice be between companies (i.e. HSBC vs. Abbey) or based on other factors, like number of branches, or proximity to my house / office, or does it just come down to getting a good bank manager and hoping he doesn't move branches / jobs?

If this makes a difference, bank loans are not going to be needed in the near future (though an overdraft never hurts), and our weekly transactions are expected to be low, as we are an IT consulting company.

Many thanks

stony
citrusconsultants.com

–
Please Note: If you hit "REPLY", your message will be sent to everyone on this mailing list ([address removed])

This message was sent by Stony Grunow ([address removed]) from London OpenCoffee Meetup.

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Meetup Support: [address removed]
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UK Business Bank Accounts

Rene Millman — Thu, 30 Apr 2009 00:08:00 +0000

HI,

We have used HSBC in the past as it has 18 month's free banking. The charges seem to be low enough for us not to cause too much of a problem.

Rene

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2009/4/29 Stony Grunow <[address removed]>

Hello All

I'm setting up a business bank account for my company, and I haven't heard great things about banks and their treatment (or lack of) business account customers.

Do people have any suggestions? Also, should my choice be between companies (i.e. HSBC vs. Abbey) or based on other factors, like number of branches, or proximity to my house / office, or does it just come down to getting a good bank manager and hoping he doesn't move branches / jobs?

If this makes a difference, bank loans are not going to be needed in the near future (though an overdraft never hurts), and our weekly transactions are expected to be low, as we are an IT consulting company.

Many thanks

stony
citrusconsultants.com

–
Please Note: If you hit "REPLY", your message will be sent to everyone on this mailing list ([address removed])
This message was sent by Stony Grunow ([address removed]) from London OpenCoffee Meetup.

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To unsubscribe or to update your mailing list settings, click here

Meetup Support: [address removed]
632 Broadway, New York, NY 10012 USA